2/27/2024 0 Comments Equifax security lift![]() I attempted to logon to Equifax to enter my pin and temporarily unfreeze the account. Identity theft is scary and can be devastating, but there are ways to minimize the impact if you keep close tabs on your accounts.I need to temporarily unfreeze my Equifax security freeze. Visit to report identity theft to the FTC and get a free personal recovery plan that walks you through each recovery step, pre-fills letters and forms for you to send to businesses, debt collectors, and others and tracks your progress and adapts to your changing situation. It’s helpful to include the Federal Trade Commission’s Identity Theft affidavit. ![]() Be sure to keep copies of all records of your conversations about the theft. If you find you are a victim of identity theft, file a report with your local police department and send a copy to all the credit bureaus, along with any correspondence you have had with the bureaus, government, and businesses. What to do if you find an account that you did not open? Or if you begin getting bills for spending on credit cards you did not sign up for? First, contact the fraud department of the business that issued the account and the credit reporting company that issued that report. Any legitimate company will have another way of contacting you. Unless you are absolutely sure the email is legitimate, do not click. Watch for emails that appear to be from legitimate companies that ask you to click on a link. You may want to consider having us place restrictions on your accounts.īe on high alert for impersonators or “phishing” attempts by fraudsters. If you believe your information has been compromised, contact our office or your investment professionals to discuss options to further protect your investment accounts. Please note these services do not prevent fraud but alert you to it once it has occurred. You can go to Many credit card companies offer anti-fraud services, and you can also purchase private credit-monitoring programs. You are entitled to free credit reports each year from the credit reporting bureaus. You can also monitor your credit reports yourself or see if your bank or other financial institution will do it for you. You can reach them at:Įquifax: PersonalIDInfo.jsp Or call 1-80īecause of the volume of people requesting freezes, some credit agencies are overwhelmed and may ask you to try again later. ![]() If you decide to put a freeze on your credit, you will need to contact all four credit reporting agencies. You will need to do that if you apply for a loan, open a new account, seek to rent an apartment or other activities which necessitate a credit check. ![]() There are charges for this service (except for Equifax, which has agreed to waive the cost) and you will need to obtain and remember a PIN to use every time you need to temporarily lift the freeze. If you find your information was exposed, you should consider putting a freeze on your credit so that no one can open any accounts in your name. That is because the full extent of the breach may not yet be known. Follow the instructions and keep in mind that you should periodically check the site again over the next few weeks. First, you can find out whether you were among those millions of people whose information was compromised by going to and clicking on the Check Potential Impact tab.
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